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A Banker’s View of Regional Housing Markets 

By: Dominic Carlucci, LoanDepot Why Supply and Demand Shape Risk, Opportunity, and Every Real Estate Profession  After decades in real estate lending, one lesson becomes clear very quickly: there is no such thing as a single U.S. housing market. National indicators—interest rates, housing starts, and affordability indexes—are useful context, but they rarely explain what is happening on the ground. Risk,…

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