A Banker’s View of Regional Housing Markets
By: Dominic Carlucci, LoanDepot Why Supply and Demand Shape Risk, Opportunity, and Every Real Estate Profession After decades in real estate lending, one lesson becomes clear very quickly: there is no such thing as a single U.S. housing market. National indicators—interest rates, housing starts, and affordability indexes—are useful context, but they rarely explain what is happening on the ground. Risk,…
Before You Hire a Homebuilder: Are They Licensed, Insured, and Reputable?
Building or renovating a home is one of the most significant investments you’ll ever make. Choosing the right builder isn’t just about who offers the best price — it’s about who you can trust to protect that investment every step of the way. Before you sign a contract, there’s one foundational question every homeowner should…